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Security Certifications and Insurance: How to choose the right safe security grades for you

certified safes and insurance

The advantages of a guaranteed choice

When deciding to protect your most precious belongings, whether family jewellery, confidential documents, or cash, choosing the right passive security system becomes essential. Relying on a simple metal box is not enough to guarantee the necessary peace of mind. Opting for a certified safe means, instead, making an informed and long-lasting investment. The rigorous tests these products undergo in specialised laboratories certify their actual capacity to withstand external attacks.

What are the real benefits of a certified safe for your home or business? First of all, you have the mathematical certainty of the level of protection purchased. The materials used, such as manganese steel, and the cutting-edge locking technologies are tested to resist specific types of break-ins, ranging from the use of crowbars and drills to thermal cutting tools. Furthermore, a certified product deters intruders, drastically reducing the risk of a successful burglary and guaranteeing real 24-hour protection. Contact us for a consultation and a free quote. Our experts will help you identify the perfect certified solution for your space and your actual protection needs.

The regulations: Grades and resistance classes

The security market is regulated by strict European standards that protect the end consumer. To fully understand the level of protection of a safe, it is essential to check its safe resistance grade. This classification is not arbitrarily assigned by the manufacturer, but is the result of standardised destructive tests conducted by independent certification institutes. The reference standard for professional and high-security safes is UNI EN 1143-1, while private use safes often refer to the UNI EN 14450 standard.

Understanding European classification

During laboratory tests, specialised technicians simulate real attacks using a wide range of tools. Based on the time taken to open or create a breach in the door, the Resistance Units (RU) are calculated. This score determines the various safe security grades. For the EN 1143-1 standard, the grades start from Grade 0 and go up to Grade VI or higher. A Grade III safe, for example, will resist a professional attack for significantly longer than a Grade I safe. Choosing the correct grade depends on the type and value of the goods you intend to store inside it.

Insurance and wealth protection

An often underestimated, yet crucially important aspect, concerns the relationship between the safekeeping of goods and insurance policies. Taking out safe insurance is the logical next step after a purchase to obtain full coverage in the event of extreme circumstances. Insurance companies almost always require the installation of certified security systems to activate an anti-theft policy, and the contractual conditions are strictly tied to the quality of the installed product.

Agencies evaluate the risk based exclusively on European certifications. This means that a safe insurance cash rating increases proportionally to the security grade of the structure. For example, an uncertified safe might not be considered suitable for an insurance policy, or it might only guarantee minimum coverage. Conversely, a security cabinet or a wall safe with a high security grade (such as Grade III or IV) will allow you to insure valuables worth tens or hundreds of thousands of pounds. Before proceeding with a purchase, it is always advisable to consult your insurer to align the safe’s resistance grade with the required cash ratings.

Tax incentives for security

Improving the security of your home is an operation that the Italian State incentivises and supports through specific concessions. Getting a tax relief on safe purchase falls within the measures provided by the so-called Security Bonus (Bonus Sicurezza), a valuable opportunity for those wishing to install passive security systems. This concession allows you to recover a substantial part of the incurred expenses, generally equal to 50%, through an IRPEF tax deduction spread over ten years in your tax return.

To take advantage of the deduction, it is important to follow the bureaucratic process correctly. Payment must be made via a traceable bank or postal transfer, indicating the reason for payment, the tax code of the deduction beneficiary, and the retailer’s VAT number. Furthermore, it is essential to keep the purchase invoice and all the technical documentation of the product. This is yet another reason to choose the uncompromising quality of Bordogna Casseforti, knowing that you can amortise the cost over time.

The excellence of Bordogna Casseforti

Navigating the world of certifications and anti-burglary systems requires the support of an expert partner. Bordogna Casseforti has been working for over sixty years in the professional safe sector, passionately handling the design, production, and sale of top-of-the-range handcrafted solutions. We represent an excellence of Made in Italy, recognised nationally and internationally for the perfect fusion of technical reliability, quality of materials, and unmistakable design.

Our structure is in constant technological evolution, guided by historical know-how and supported by UNI EN ISO 9000 quality standards. Within our catalogue, you will find the exact answer to all your security needs: from practical wall safes and floor safes for residential use, to large security cabinets for offices and businesses. We also offer innovative solutions such as fireproof safes, ideal for protecting your documents from fire, and versatile modular safes. Our goal is to offer you tailor-made solutions, where every certification translates into your daily peace of mind. Rely on over sixty years of experience to protect what matters. Contact us today for a personalised consultation and discover the most suitable solution for you, or request a free, no-obligation quote.